What I like about Wise ✅ The real GDPR compliant ✅ and now the Wise debit Mastercard® has landed, wow international people can spend around the world with ZERO foreign transaction fees. ✅ Wise provides services from ISO27001 and PCI DSS compliant AWS datacenters. ✅ Constantly audited. SOC 1 type 2, SOC 2 type 2, PCI DSS certified, GDPR compliant and follow ISO27001. How Wise Uses Twilio 2FA to Move Money Securely Get your Wise debit Mastercard® Zero foreign or international transaction fees      Plus no annual fees and low currency conversion fees. Free ATM withdrawals worldwide      Free cash withdrawals up to $350 every 30 days. Auto-convert any currency      Spend in any currency and our smart tech will auto-convert it with the lowest possible fee. Easy-to-use app      Add and convert money, get instant notifications, and freeze or unfreeze your card anytime. After getting your debit card, you can link...

What I like about using OrbitRemit - If you make your remittance in the morning you can expect it to be in your recipient’s bank account on the same day. - Aside from speed, exchange rate, usability, it's privacy! It's GDPR compliant according to their support! Although it is nowhere to be found on their website, I did due diligence and contacted their support to confirm. According to OrbitRemit support, as a company registered in NZ, Australia and the UK, they comply with the privacy regulations of these countries and as per their terms and conditions, they value the privacy of our customers. In the UK or EU, when it’s about privacy you talk about (GDPR Compliance) Please refer to their terms and conditions for further information.  https://www.orbitremit.com/legal/privacy-policy After reading their privacy policy, in reference to GDPR compliance, these are your information rights on your personal data. You have certain rights relating to: 1. Rig...

My first investments in CommSec Pocket Well, the markets are down but so is the AUD. It is time to invest in the sharemarket. I have chosen IOZ and NQD and soon SYI   about CommSec Pocket App (source CBA) An app so simple, it turns a non-investor into an investor You can start investing with as little as $50, and gradually build a portfolio over time. Choose from 7 themed investment options and invest in something that appeals to you, like tech, sustainability leaders, or the biggest 200 companies on the Aussie market. We’ll help you along the way with bite-sized tips, videos, and articles to teach you all about the share market. How it works When you invest via CommSec Pocket, you’ll be buying units in an Exchange Traded Fund (ETF). ETFs are funds that trade on a stock exchange, just like shares – the difference is that an ETF represents an investment in a selection of companies and assets, while a share represents an investment in just on...

Going physically to Filipino Stores to do remittance to loved ones overseas is dead. It is very primitive and It is for oldies! :) ... and now, specially during times like this CORONA virus period, you can transfer money online. and I use OrbitRemit for that purpose!  I’ve been using OrbitRemit to send money abroad. It’s really easy, you can do everything online and it’s up to 80% cheaper than using the bank! Sign up now and make it count with a free payment:

  Working from home this time of the virus period?  You can save electricity by simply changing your tariff rate. But which type of tariff is right for you? A  tariff  is the way you get charged for your energy. Choosing the right tariff for you can help reduce what you pay for your energy. To help you work out what’s best for you, we’ll explain: what the different tariffs are, and how they work. Electricity tariffs There are three types of electricity tariffs:  - single rate, time of use, controlled load, and demand With  single rate  tariff plan there are no  peak  or  off-peak  periods. This means that you pay the same rate whatever time of day you use energy. The rate is usually lower than the peak rates of a  time of use  tariff. This means a single rate plan could be a good choice if: You are at home a lot in the evening Monday to Friday.  You need to use your app...

The Australian Government has released an official app with the information you need to know about  # Coronavirus   # COVID19 . Search “Coronavirus Australia” in the Apple App Store and on Google Play.