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Terms And Conditions Of Use


Terms And Conditions Of Use

All content provided on this blog are for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.

The owner of blog will not be liable for any error or omission in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information.

These terms and conditions is subject to change at any time with or without notice.



Privacy Policy Statements

The owner of this  blog does not share personal information with third-parties nor does store information is collected about your visit for use other than to analyze content performance through the use of cookies, which you can turn off at any time by modifying your Internet browser’s settings. The owner is not responsible for the republishing of the content found on this blog on other Web sites or media without permission.



Blog Comments Policy

The owner of this blog reserves the right to edit or delete any comment submitted to this blog without notice due to;

1. Comments deemed to be spam or questionable spam
2. Comments including profanity
3. Comments containing language or concepts that could be deemed offensive
4. Comments that attack a person individually

This privacy policy statements is made on August 30, 2014 and may change in the future with or without notice.

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Novated Lease Calculator - UPDATED!

DOWNLOAD ->  CALCULATOR: Novated Lease vs Car Loan vs Cash Purchase You can download and share this article and please don't forget to hit the like button as well. Enjoy shopping for your new car! Password = check the comments section below. please leave your comments if you like it DISCLAIMER:  The information in this website and the links provided are for general information only and should not be taken as constituting professional advice from the website owner The calculators and tools on this website are provided for your information and to illustrate scenarios. The results should not be taken as a substitute for professional advice. All reasonable care has been taken in preparing and designing the calculators and tools; however, ASIC provides no warranties and makes no representation that the information provided by the calculators and tools is appropriate for your particular circumstances or indicates you should follow a pa...
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Novated Lease vs Car Loan vs Cash Purchase

You could have been searching for a sample Novated Lease calculator or illustration that you can use to compare versus a typical car loan or a straight-forward cash purchase. Below is a sample comparison. Those ones in yellow, except for the 'annual salary' which you should be providing to leasing company, will be provided by the same leasing company. You can play around and replace the values as you please. Those ones in 'orange' can be changed as well on the Car Loan and Cash Purchase options. sample comparison For the car loan option, you can change the values for the 'Loan Capital/Car Purchase' and 'Interest Rate'. You should be able to provide this by asking a car dealer and/or bank where you will avail of the loan. For the car purchase option, the 'Opportunity Loss Rate' can be optionally supplied. You can supply a value that may be equivalent to the ongoing bank interest rates or any investment tool interest ra...
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Novated Car Leasing Myths What is Novated Leasing? A novated lease (colloquially know as ‘salary sacrificing’) is basically a three-way agreement between an employer, an employee and a finance company. The employee gives consent to “sacrifice” some pre-tax salary to pay for their vehicle. The employer agrees to make the payroll deduction on the employee’s behalf. The finance company sets up the deal and handles administration. If the package is structured intelligently, at the end of the term all the employee needs to do is hand the keys back and decide what car to buy next. Novated leases are a popular form of cost- and tax-advantaged car financing and the government estimated that there are approximately 320,000 drivers in Australia who are currently salary sacrificing a car. “Even if you use your car exclusively for private purposes, the government gives you an 80% concession on the FBT. It’s a significant benefit,” explains Bill Baker from   novatedleasing.com.au . “Whe...
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