The following are sample computations for Travel Insurance coming from the Philippines and some Private Health Insurance for Visitor visa (subclass 600). AIG Travel Guard They offer 2 plans: Standard Protection - 1M Medical cover Enhanced Protection - 2.5M Medical Cover Standard Protection - amount in Philippines peso - 2,750 for the 1st 30 days and 392 for additional week) - Total payments for: 1 month of stay = 2,750 2 months of stay = 2,750 + (392 + 392 + 392 + 392) = 4,318 6 months of stay = 2,750 + (1,568 x 5) = 10,590 Enhanced Protection - amount in Philippines peso - 3,026 for the 1st 30 days and 430 for additional week) - Total payments for: 1 month of stay = 3,026 2 months of stay = 3,026 + (430 + 430 + 430 + 430) = 4,746 6 months of stay = 3,026 + (1,720 x 5) = 11,626 Do contact AIG Philippines for updated premium prices. Treatment Costs for Visitors in Australia An alternative for...

Medical costs in Australia is expensive. Really expensive! I decided to write this blog since I went digging into this topic myself before when I was a new migrant. If you do not have Medicare or Reciprocal Health Care Agreements (RHCA ) - you better get a travel insurance and/or a private health insurance . Australian citizens and Permanent Residents (PR) have Medicare while visitors from United Kingdom, the Republic of Ireland, New Zealand, Sweden, the Netherlands, Finland, Belgium, Norway, Slovenia, Malta and Italy have Reciprocal Health Care Agreements (RHCA) with Australia.  Visitors from these countries are entitled to some subsidised health services for essential medical treatment while visiting Australia. Travel Insurance Vs. Private Health Insurance A. Which is Cheaper? You can buy a travel insurance from your country you are departing from. This is usually cheaper than buying health insurance in Australia. B. Short Term or Long Term? Some visi...