It's just one month before my current comprehensive car insurance  policy with Coles would expire and I just received via  post the renewal notice. To my surprise, the premium cost was $100 higher. My first year was around $500 only. I initiated a chat support through their online website and requested Coles an explanation. The agent on the chat instructed me to contact by phone their team who is handling their Loyalty Program for existing policy holders.

November last year, I started shopping around for a comprehensive car insurance even before I bought my first brand new car. My car by the way is a Honda Jazz Vibe-S (Japan-made) - the top-of-the-range. I started with the insurance companies where my employer has some ongoing discounts such as Allianz , and QBE . Both offer 15% discount that time thru my employer. I was amazed that getting quotation from them was so quick thru their websites. However, the premiums seem still high to me. The premiums averaged from $700-900 annually.