My own review and journey with ACORNS      Mindset:   to be able to save and invest into a diversified portfolios of ETFs with less requirements, with as little as $5 and less clicks  from your mobile devices.      Requirements in account opening:     funding account (BSB and account number or user login)  spending account (optional only if you want to have the Roundups function for 'spare change' feature)  setting of a profile      Personal profile   full name  address  mobile number  email  PIN  Password  TFN (Can be supplied at a later date)      Financial profile (this will enable the app to choose the portfolio that is suitable for you)   employer  type of work (full-time or whatever)  approximate net wealth  investment time horizon  yearly income      I was able to open an account in less than 10min without providing documents. I made an initial contribution of at least $5.00 and have chosen 'moderately aggressive' portfolio (I can change this anytime as the...