My own review and journey with ACORNS Mindset: to be able to save and invest into a diversified portfolios of ETFs with less requirements, with as little as $5 and less clicks  from your mobile devices. Requirements in account opening: funding account (BSB and account number or user login) spending account (optional only if you want to have the Roundups function for 'spare change' feature) setting of a profile Personal profile full name address mobile number email PIN Password TFN (Can be supplied at a later date) Financial profile (this will enable the app to choose the portfolio that is suitable for you) employer type of work (full-time or whatever) approximate net wealth investment time horizon yearly income I was able to open an account in less than 10min without providing documents. I made an initial contribution of at least $5.00 and have chosen 'moderately aggressive' portfolio (I can change this anytime as the...