The following is the actual letter sent to me by IREMIT ======================================== To our Valued Customers, We trust you read this note in good health. We are writing in reference to the on-going round of petitions for Australian banks to keep the accounts of Filipino remittance companies open. We are happy to inform you that we have joined the Australia Remittance and Currency Providers Association (ARCPA) in order to pursue this common objective.

Vigan made it to the finals!  Vote for Vigan City as one of the new 7 Wonders Cities of the World in the final voting phase!  Photo from TPB Libary

On November 23, Pinoys will again drop everything to watch the country’s pride Manny ‘Pacman’ Pacquiao battle it out with the young and hungry Chris Algieri of the US. If you are a Smart, Talk ‘N Text, and Sun Cellular subscriber, you are in for a treat. For the first time, you can watch Pacquiao’s fight live and with no commercial breaks, on your mobile device, for only P199. Pacquiao-Algieri Fight

Remittance fees being charged for money sent by Filipino workers abroad will go down. This was after a consensus was reached by world leaders at the recent G-20 summit in Australia. - ANC, Prime Time, November 20, 2014 Watch the video Remittance fees to go down on Yahoo Yahoo Philippines News. https://anc.yahoo.com/video/remittance-fees-down-234411129.html

Low, low Fares to Manila from Sydney It's time to plan for your 2015 holidays or invite friends and/or relatives to go to Manila. But you have to hurry as  Sale Period is until November 21, 2014 only or until seats last . TRAVEL PERIOD: DEC. 1, 2014 - MAR. 31, 2015 Sydney - Manila        AUD 199 ALL-IN Sydney to Manila Advertised fare is one way inclusive of 7 kg carry-on luggage allowance, AUD 55 Passenger Movement Charge, AUD 31.25 Passenger Service Charge and AUD 4 Web Admin Fee.  Fare available (from Nov. 19–21, 2014) but not on all flights or days. Fare is non refundable (subject to statutory rights).  Limited changes permitted, charges apply. Fare does not include checked-in luggage allowance which can be purchased at time of booking.

Low, low Fares to Hong Kong It's time to plan for your 2015 holidays or invite friends and/or relatives to go to Hong Kong. With the current promo from Cebu Pacific Air you can visit Hong Kong from Sydney (AUD 499) But you have to hurry as Sale Period is until November 30, 2014 only or until seats last. Round Trip Sydney - Hong Kong        AUD 499 ALL-IN Sydney- Hong kong Advertised Sydney to Hong Kong fare is for roundtrip travel, inclusive of 7kg carry-on luggage, 15 kg checked luggage, Hong Kong and Australia country specific charges, Web Admin Fee and Fuel Surcharge.  Fare is available (from Oct. 28 - Nov. 30, 2014) but not on all flights or days. Fare is non refundable (subject to statutory rights).  Limited changes permitted, charges apply. Advertised fare does not include meals which can be purchased at time of booking. 

UPDATED: July 2020 At this time of crisis, we must be smart financially. You can take a look at these financial products and take advantage of their technical and savvy features to earn rewards or even avoid fees like dishonour fees. Summary: 1. Transferwise Debit Card 👈 2. HSBC Everyday Global ( 2% cash rebate, $100 account opening bonus, 0% intl fees ) 3. ING (high interest, 0% intl fees) 4. UBank (high interest, sweep technology ( avoid dishonour fees ), best to link for Raiz and Spaceship Voyager) 5. Commonwealth Bank Diamond Rewards Card 6. Coles and Woolworths reward cards In Australia, with almost all merchants have EFTPOS (electronic funds transfer at point of sale) machines already, I and my family rarely use cash any more to buy our things. We use our debit/credit cards in combination with a loyalty card and/or discount card. In this regard, I am happy to share with you the plastic cards we keep and how we are saving using them. HSBC Everyday Global Reasons:  1. Whe...