I got an email from Allianz Global Assistance saying that they have decreased their premium on the 600 Visa Health Insurance (Couple - OVHC Budget Visitors) . Prior to 1 May, the premium of my parents-in-law is $96.12 per fortnight. But beginning 1 May, the premium will be reduced to $86.50 per fortnight, giving us a saving of $9.62. Not bad!

We got our visitors (parents) their Overseas Visitors Health Cover (OVHC) today. Their travel insurance policy will about to expire already. They have subclass 600 visitor visa. We have chosen Allianz Insurance OVHC. Allianz has 2 levels of cover namely: 1. Budget Visitors Cover and 2. Visitors Plus Cover  The former is the basic one (which we availed) while the latter offers more like:      Out of hospital cover towards cost of: General practitioner (MBS fee) Pathology (MBS fee) Radiology (MBS fee) Specialist (fee)          Before we decided to choose Allianz, we also considered Australian Unity Health and IMAN. Both are cheaper compared to Allianz. Australian Unity Health is cheaper by almost $10/mo while IMAN is cheaper by almost $50/mo. We could have chosen IMAN, but when I called them, they informed me that they are no longer offering for visa subclass 600 because they are currently reviewing...

WorldRemit is offering 50% off money transfer fees until   March 12th at midnight GMT . Don’t forget to enter promo code   MT3MA15   during the payment process on their app   or website   to redeem this offer. I've been using WorldRemit for quite a few time already to send money from Australia to UK and the Philippines. I have some relatives on both countries and there are some occasions that I need to send money to them. Some things I like about WorldRemit are: 1. ZERO transaction fee for your 1st money transfer

You could have been searching for a sample Novated Lease calculator or illustration that you can use to compare versus a typical car loan or a straight-forward cash purchase. Below is a sample comparison. Those ones in yellow, except for the 'annual salary' which you should be providing to leasing company, will be provided by the same leasing company. You can play around and replace the values as you please. Those ones in 'orange' can be changed as well on the Car Loan and Cash Purchase options. sample comparison For the car loan option, you can change the values for the 'Loan Capital/Car Purchase' and 'Interest Rate'. You should be able to provide this by asking a car dealer and/or bank where you will avail of the loan. For the car purchase option, the 'Opportunity Loss Rate' can be optionally supplied. You can supply a value that may be equivalent to the ongoing bank interest rates or any investment tool interest ra...

I tried to look out for some martial arts schools around our area here in Hornsby, NSW when my eldest son was involved in a bullying incident.  Just like any father and/or a parent, I do not want my son to be bullied. screen grab from Gracie Barra website With the popularity of Brazilian Jiujitsu, I enrolled my kid at Gracie Barra Hornsby for 4 weeks. I availed of the Groupon promotion which was valued at $19. After his 4-week classes, the normal fees for Gracie Barra Hornsby is at $70 fortnightly or $35 a week. A student can attend upto 3 classes/sessions in a week.

Have you been researching lately for the best credit cards and savings account? If your answer is YES, then you are lucky to be reading this post. Screenshot of Barefoot Investor Logo The Barefoot Investor is one of the blogs we are also following and we have subscribed into for its weekly newsletter. Scott Page shared his research in his blog. Happy reading! ********* Each year, without fail, the first Christmas card I get is ... from my bank. They never forget, bless them. They’re more regular than the fat man when it comes to doling out the Christmas credit. So let’s you and I save a thousand bucks today by screwing the banks over and getting some sweet financial candy canes. Best Mojo Money Here’s the first sign your bank thinks you’re a sucker: transaction accounts pay, on average, 0.01 per cent in interest. Which means that, if you keep $5,000 in the account, your bank manager will tip you a shiny fifty cent piece annually.

Australian spring season is from September 1 to November 30. Spring is a good time for outdoor activities like biking, surfing and/or merely going to beaches.  Sydney has a lot of beaches and one of them is Bondi beach. bondi beach